1. Introduction

Smart Money Radar ("we", "our", "us") operates the website smartmoneyradar.eu (the "Platform"). This Privacy Policy explains how we collect, use, store, and protect your personal data when you use our Platform, in accordance with the General Data Protection Regulation (GDPR) and other applicable data protection laws.

2. Data We Collect

We collect the following types of data:

Account data: When you register, we collect your email address and display name. If you sign in through a third-party provider (such as Google or Apple), we receive your name and email from that provider.

Portfolio data: If you use our portfolio tracking feature, we store the asset tickers, quantities, and transaction dates you provide. This data is visible only to you.

Usage data: We may collect anonymized information about how you interact with the Platform, such as pages visited and features used, to improve our service.

Payment data: If you subscribe to a paid plan, payment processing is handled by our third-party payment provider. We do not store your credit card details.

3. How We Use Your Data

We use your data to:

— Provide and maintain the Platform and its features
— Personalize your experience (watchlists, portfolio, followed investors)
— Send transactional emails (account verification, password reset)
— Improve the Platform based on usage patterns
— Comply with legal obligations

We do not sell, rent, or share your personal data with third parties for marketing purposes.

4. Data Storage and Security

Your data is stored on secure cloud infrastructure provided by third-party hosting services. We implement industry-standard security measures including encryption in transit (TLS), access controls, and regular security reviews. However, no method of electronic transmission or storage is 100% secure.

5. Analytics and Cookies

We use analytics to understand how the Platform is used and to improve it. We do not use analytics for advertising, and we never sell your data.

Product analytics (PostHog): We use PostHog, a first-party product-analytics tool hosted in the EU, to measure how features are used. It respects your browser's "Do Not Track" setting and anonymizes IP addresses. You can opt out at any time — see our Cookie Policy.

Traffic analytics (Google Analytics 4): We use Google Analytics 4 to understand where our visitors come from. It loads only after you accept analytics cookies in our cookie banner, and you can decline or withdraw consent at any time. It is provided by Google, which may process data outside the EU under appropriate safeguards.

For the specific cookies we use and how to control them, see our Cookie Policy.

6. Your Rights (GDPR)

Under the GDPR, you have the right to:

— Access your personal data we hold
— Correct inaccurate or incomplete data
— Delete your account and all associated data
— Export your data in a portable format
— Object to processing of your data
— Withdraw consent at any time

To exercise any of these rights, please contact us at the email address listed below.

7. Data Retention

We retain your personal data for as long as your account is active. If you delete your account, we will remove your personal data within 30 days, except where retention is required by law.

8. Third-Party Services

The Platform may contain links to third-party websites or services. We are not responsible for the privacy practices of these external services. We encourage you to review their privacy policies.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify registered users of significant changes via email. The "Last updated" date at the top of this page reflects the most recent revision.

10. Contact

If you have questions about this Privacy Policy or wish to exercise your data rights, please contact us at: contact@smartmoneyradar.eu